When money seems to be a problem… whether there doesn’t seem to be enough, or there is too much… remember that money flows both ways. If you don’t have enough, instead of holding tight to every last penny, try letting money flow out. Give a little something to someone else. Or try this: Give something, Read More

In a recent poll Americans say the “magic number’ to retire is $1.46 million dollars saved.That is 53% higher than people said they needed in 2020. Is that inflation or fear talking? Here is another number: Adults in the United States have an average of $88,400 saved toward retirement. What do you think about, Read More

90% of MARRIED women are in charge of their money at some time in their lives. Most women let men take the lead, but through the death of their spouse or divorce, the women become in charge. 100% of SINGLE women are in charge of their money. But the majority of women don’t have a, Read More

If fear wasn’t part of the equation, how would YOUR LIFE look different? If you weren’t afraid to look like a fool,or start a new career,or say, “I love you,”or wear what you really want to wear,or ask for a raise,or say, “I don’t know,”or be afraid to not be liked,or take a big, Read More

I grew up in Pittsburgh… the home of Mr. Rogers. I have heard from an early age, Mr. Rogers’ advice to children that when things are scary, “Look for the helpers. You will always find people who are helping.” There are a lot of flavors of scary right now.Scary wars.Prices are soaring.Fearmongering politics.Serious illnesses.Worry, Read More

Life isn’t about finding yourself. It’s about creating yourself. Welllll, I have been creating new things to share. I have a brand-new Instagram account called MoneyWhisperingWithEllenYale. (It’s the same name as my podcast.) You don’t have to put all those capital letters in it, but I thought it would make it easier for you to, Read More

If you are worried or concerned about money, think of money as a flock of sheep. You are the shepherd of your money. Feed your flock.Keep track of where they are wandering.If you care for them and nurture them, they may have baby lambs. If they stumble, hire a vet to get them back, Read More

To manifest something, you have to place the order for what you want. It’s like if you go into a restaurant and say, “I’m soooo hungry. I want some food.” The waitress says, “Fine. What do you want?” You say, “I’m really, really hungry. I want to eat.” The waitress says, “OK. What do, Read More

The very top resolution for 2024 from the statista poll is to save more money. I think this is a good reflection of people’s pain point.But I don’t think it’s a good resolution. In fact, there is another money resolution a little further down the list… to reduce spending on living expenses (e.g, food,, Read More

I have been reading a lot of posts online about how people are spending more money this year than last Christmas. They are stressed about spending too much , gifts not being appreciated, cutting off all gift giving and going in debt. Everyone was piling on.I feel curdled just reading it all. I am, Read More